Ayala Land and PNB Partnership: A Seamless Buying Experience for International Clients

IN THE PHOTO L-R: Shiela Marie B. San Buenaventura, RBG Chief Finance Officer, Ayala Land, Inc. (ALI); Rufino Hermann S. Gutierrez, Senior Marketing Director, AyalaLand International Sales, Inc. (ALISI); Augusto D. Bengzon, Chief Finance Officer & Treasurer, ALI; Mariana Flores, Caculitan, First Senior Vice President, Philippine National Bank (PNB); Celeste V. Lim, First Senior Vice President, PNB; Allan L. Ang, First Senior Vice President, PNB

Ayala Land, Inc. (ALI), through its global marketing arm, Ayala Land International Sales, Inc. (ALISI), has partnered with the Philippine National Bank (PNB) to enhance the real estate purchasing experience for its Filipino and foreign clients based especially in the USA, Singapore, and Japan. This collaboration aims to provide a seamless and efficient financing solution tailored to the needs of overseas buyers.

"We highly value our partnership with Philippine National Bank (PNB) as it strengthens our commitment to providing a seamless and efficient buying experience for our clients abroad," said Rufino Gutierrez, Senior Managing Director of Ayala Land International Sales, Inc. "Through this collaboration, we are making it easier for Filipinos and foreign investors to acquire properties in the Philippines by offering accessible financing and secure remittance solutions. With PNB’s trusted financial services and Ayala Land’s diverse portfolio, we are bringing investment opportunities closer to our global market."

Through the enhanced PNB Own a Philippine Home Loan (OPHL) program, ALI buyers in the USA can apply for a real estate loan that will be evaluated based on their FICO Score and enjoy the benefit of having no age limit on their loan application. This allows for greater flexibility and accessibility in securing home financing. Additionally, buyers can use the Autopay Remittance Solution through ACH) by enrolling their USA-based bank account, ensuring timely and hassle-free payments.

Beyond the USA, ALI buyers in Singapore can avail of a USD-denominated loan, while those in Japan can do so in Japanese Yen. This provides a practical option for international clients seeking a stable and convenient financing solution. Another key benefit for Filipino buyers is that they are not required to appoint an Attorney-in-Fact (AIF) when applying for a loan through PNB branches in Los Angeles, New York, and Guam (USA), Singapore, and Japan.

Towards this goal, PNB President Florido "Doy" Casuela shared his thoughts on the partnership: "As the bank that has long been a trusted financial partner of overseas Filipinos, we at PNB are honored to work with Ayala Land in helping our kababayans own their dream home in the Philippines," he said. "We understand the challenges that come with buying property from abroad and, through this partnership, we are making the process easier, more accessible, and worry-free. With PNB’s specialized home loan solutions and global presence, we are committed to supporting Filipinos and investors every step of the way in securing their future in the Philippines."

This initiative, spearheaded by ALISI, reflects Ayala Land’s commitment to delivering an exceptional and hassle-free buying experience for its international clients. By offering tailored financing options and streamlined payment processes, Ayala Land continues to empower global buyers in securing properties in the Philippines with ease and confidence.

IN THE PHOTO: Ayala Land and PNB Executives and Team Leads